Terms and Conditions

Last updated: December 19, 2024

1. Acceptance of Terms

By accessing and using Pikaflow ("the Service"), you accept and agree to be bound by the terms and provision of this agreement.

2. Description of Service

Pikaflow is a personal expense tracking application that allows users to manually log and categorize their expenses. The Service does not connect to bank accounts or financial institutions.

3. User Accounts

• You are responsible for maintaining the confidentiality of your account credentials
• You are responsible for all activities that occur under your account
• You must provide accurate and complete information when creating your account
• You must notify us immediately of any unauthorized use of your account

4. Acceptable Use

You agree to use the Service only for lawful purposes. You will not:

• Use the Service for any illegal activities
• Attempt to gain unauthorized access to the Service or other users' accounts
• Upload malicious code or attempt to disrupt the Service
• Share your account credentials with others

5. Data and Privacy

• You retain ownership of all expense data you enter into the Service
• We will not sell, share, or use your personal financial data for advertising purposes
• You can export your data at any time
• We implement reasonable security measures to protect your data
• For detailed information about data collection and use, see our Privacy Policy

6. Service Availability

• We strive to maintain Service availability but cannot guarantee uninterrupted access
• We may temporarily suspend the Service for maintenance or updates
• We will provide reasonable notice for planned maintenance when possible

7. Intellectual Property

• The Service, including its design, features, and functionality, is owned by Pikaflow
• You may not copy, modify, distribute, or create derivative works of the Service
• Your expense data remains your property

8. Limitation of Liability

• The Service is provided "as is" without warranties of any kind
• We are not liable for any financial decisions made based on data in the Service
• Our total liability to you shall not exceed the amount you paid for the Service in the past 12 months
• We are not responsible for data loss, though we make reasonable efforts to prevent it

9. Termination

• You may delete your account at any time
• We may terminate accounts that violate these terms
• Upon termination, you will lose access to the Service, but can export your data beforehand
• These terms survive account termination where applicable

10. Payment Terms

The Service is currently provided free of charge. Prices may change with reasonable notice to existing users.

11. Changes to Terms

• We may update these terms from time to time
• We will notify users of significant changes via email or in-app notification
• Continued use of the Service after changes constitutes acceptance of new terms

12. Export and Data Portability

• You can export all your expense data in CSV format at any time
• Data exports include all transactions, categories, and account information
• No fees will be charged for data export

13. Contact Information

For questions about these terms, contact us at:

• Email: info@pikaflow.com
• Website: pikaflow.com

14. Governing Law

These terms are governed by the laws of the United States, without regard to conflict of law provisions.

15. Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will remain in full force and effect.